IQCalculators

All calculators

Search or filter by category to find the right tool.

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Investing

59

Options13

Investing

Black-Scholes Option Pricing Calculator

Price a call or put and see all five Greeks under the Black-Scholes model.

Investing

Implied Volatility Calculator

Back out the volatility a quoted option price implies, plus the Greeks at that volatility.

Investing

Covered Call Calculator

See your return if called away, return if unchanged, breakeven, and annualized yield.

Investing

Cash-Secured Put Calculator

See your yield on collateral, breakeven, and effective cost basis if assigned.

Investing

Options Profit/Loss Calculator

Chart profit and loss at expiration for any single- or multi-leg options position, with exact breakevens.

Investing

Probability of Profit (POP) Calculator

Estimate the odds an options position finishes profitable at expiration, for any single- or multi-leg strategy.

Investing

Iron Condor Calculator

Probability of profit, max risk/reward, and breakevens for a 4-leg iron condor.

Investing

Straddle/Strangle Calculator

Breakevens and the implied move needed for a long or short straddle or strangle, useful for earnings plays.

Investing

Protective Put / Collar Calculator

See your downside floor, upside cap, and breakeven for a protective put or a collar.

Investing

Vertical Spread Calculator

Max profit/loss, breakeven, and probability of profit for bull/bear call and put spreads.

Investing

Butterfly Spread Calculator

Max profit/loss, breakevens, and probability of profit for a 4-leg butterfly spread.

Investing

Multi-Leg Greeks Calculator

See combined Delta, Gamma, Theta, Vega, and Rho across an entire multi-leg options position.

Investing

Wheel Strategy Simulator

Simulate cycling cash-secured puts and covered calls over multiple cycles.

Stocks & Portfolio Analysis8

Technical Analysis8

Other16

Mortgage & Real Estate

Land Rent Rate of Return Calculator

Full rate-of-return pro-forma for renting out land — cash flow, NPV, and before/after-tax IRR.

Mortgage & Real Estate

Farmland Investment Calculator

Analyze the value and return of farmland as an investment.

Mortgage & Real Estate

Rental Property Calculator

Full rental property pro-forma — cash flow, NPV, and before/after-tax IRR with financing, depreciation, taxes, and a hypothetical sale.

Mortgage & Real Estate

Cap Rate Calculator

A fast net operating income over value screening tool for rental property deals.

Mortgage & Real Estate

Gross Rent Multiplier (GRM) Calculator

Price divided by gross annual rent, and its inverse, gross rental yield.

Mortgage & Real Estate

1% Rule Calculator

Check whether a rental property's monthly rent meets the 1% rule screening heuristic.

Retirement

Retirement Calculator

See if you're on track to retire, in today's dollars and with employer match.

Loans

Payment Calculator

The general TVM engine behind loan payments: solve for the periodic payment given PV, FV, rate, and term.

Investing

Rule of 72 Calculator

Estimate how long it takes an investment to double.

Business

Payback Period Calculator

Find how long an investment takes to recoup its initial cost.

Savings

Compound Interest Calculator

See how a lump sum and regular contributions grow with compounding over time.

Taxes

Donor Advised Fund (DAF) Calculator

Compare funding a DAF with appreciated securities against selling and giving cash outright.

Taxes

Charitable Remainder Annuity Trust (CRAT) Calculator

Model income and tax benefits of a charitable remainder annuity trust (CRAT).

Taxes

Charitable Remainder Unitrust (CRUT) Calculator

Model income and tax benefits of a charitable remainder unitrust (CRUT).

Taxes

Charitable Lead Trust (CLT) Calculator

Estimate the taxable gift value and zero-out payout rate for a charitable lead annuity or unitrust (CLAT/CLUT).

Taxes

Charitable Remainder Trust Factor Lookup

Look up the exact IRS remainder factor behind a CRUT or CRAT deduction, cross-checked against the official actuarial tables.

Loans

24
Auto

Auto Loan Calculator

Estimate your car payment, total interest, payoff schedule, and how your vehicle depreciates over the loan.

Auto

ATV Loan Calculator

Estimate monthly payments and interest on an ATV or off-road vehicle loan.

Auto

Boat Loan Calculator

Calculate payments and total cost for financing a boat.

Auto

Motorcycle Loan Calculator

Estimate monthly payments and interest on a motorcycle loan.

Auto

RV Loan Calculator

Calculate payments and total cost for financing a recreational vehicle.

Loans

Aircraft Loan Calculator

Estimate payments and total interest on an aircraft loan.

Mortgage & Real Estate

VA Loan Calculator

Estimate payments on a VA home loan, including the funding fee.

Mortgage & Real Estate

Land Loan Calculator

Calculate payments and interest for financing raw or improved land.

Loans

Loan Amortization Calculator

Generate a full amortization schedule for any fixed-rate loan.

Loans

Personal Loan Calculator

Estimate payments and total cost on a fixed-rate personal loan.

Business

Business Loan Calculator

Estimate payments and total cost for a small business loan.

Loans

Student Loan Calculator

Project repayment timelines and interest on student loans.

Loans

APR Calculator

Calculate the annual percentage rate of a loan including fees.

Mortgage & Real Estate

First-Time Home Buyer Cost Calculator

Compare total cash needed and monthly payment across common down payment tiers, including PMI.

Mortgage & Real Estate

Extra Mortgage Payment & Biweekly Calculator

See how much interest and time you'd save paying extra or switching to biweekly payments.

Personal Finance

Credit Card Payoff Calculator

See how long it takes to pay off credit card debt and how much interest you'll save.

Personal Finance

Debt Snowball vs. Avalanche Calculator

Compare payoff order strategies across multiple debts to see which saves the most interest.

Retirement

401(k) Loan Calculator

Estimate the cost and repayment of borrowing from your 401(k).

Loans

Payment Calculator

The general TVM engine behind loan payments: solve for the periodic payment given PV, FV, rate, and term.

Personal Finance

Debt-to-Income Ratio Calculator

Check your front-end and back-end DTI before you borrow.

Mortgage & Real Estate

Home Affordability Calculator

Find the maximum home price you can likely afford before you start shopping.

Mortgage & Real Estate

Closing Costs Calculator

Itemize lender, title, and government fees to see the total cash you'll need at closing.

Mortgage & Real Estate

Home Rent vs Buy Calculator

Compare ending net worth from buying a home versus renting and investing the difference.

Mortgage & Real Estate

Home Equity Loan & HELOC Calculator

See your available equity and estimate payments for a home equity loan or HELOC.

Mortgage & Real Estate

17
Mortgage & Real Estate

Home Loan Calculator

Calculate your principal-and-interest mortgage payment, amortization schedule, and home value growth.

Mortgage & Real Estate

Mortgage Refinance Calculator

Compare your current mortgage to a refinance and find the break-even point.

Mortgage & Real Estate

Mortgage APR Calculator

Find the true APR of a mortgage including points and fees.

Mortgage & Real Estate

VA Loan Calculator

Estimate payments on a VA home loan, including the funding fee.

Mortgage & Real Estate

Land Loan Calculator

Calculate payments and interest for financing raw or improved land.

Mortgage & Real Estate

Land Rent Rate of Return Calculator

Full rate-of-return pro-forma for renting out land — cash flow, NPV, and before/after-tax IRR.

Mortgage & Real Estate

Farmland Investment Calculator

Analyze the value and return of farmland as an investment.

Mortgage & Real Estate

Rental Property Calculator

Full rental property pro-forma — cash flow, NPV, and before/after-tax IRR with financing, depreciation, taxes, and a hypothetical sale.

Mortgage & Real Estate

Cap Rate Calculator

A fast net operating income over value screening tool for rental property deals.

Mortgage & Real Estate

Gross Rent Multiplier (GRM) Calculator

Price divided by gross annual rent, and its inverse, gross rental yield.

Mortgage & Real Estate

1% Rule Calculator

Check whether a rental property's monthly rent meets the 1% rule screening heuristic.

Mortgage & Real Estate

First-Time Home Buyer Cost Calculator

Compare total cash needed and monthly payment across common down payment tiers, including PMI.

Mortgage & Real Estate

Extra Mortgage Payment & Biweekly Calculator

See how much interest and time you'd save paying extra or switching to biweekly payments.

Mortgage & Real Estate

Home Affordability Calculator

Find the maximum home price you can likely afford before you start shopping.

Mortgage & Real Estate

Closing Costs Calculator

Itemize lender, title, and government fees to see the total cash you'll need at closing.

Mortgage & Real Estate

Home Rent vs Buy Calculator

Compare ending net worth from buying a home versus renting and investing the difference.

Mortgage & Real Estate

Home Equity Loan & HELOC Calculator

See your available equity and estimate payments for a home equity loan or HELOC.

Personal Finance

14
Savings

Emergency Fund Calculator

See how long it'll take to build a fully funded emergency fund at your savings rate.

Personal Finance

Credit Card Payoff Calculator

See how long it takes to pay off credit card debt and how much interest you'll save.

Personal Finance

Debt Snowball vs. Avalanche Calculator

Compare payoff order strategies across multiple debts to see which saves the most interest.

Personal Finance

Disability Insurance Calculator

Estimate how much disability income coverage you need.

Savings

Savings Goal Calculator

See how much you need to save per month to hit a target amount by a target date.

Retirement

Life Expectancy Calculator

Estimate remaining life expectancy from IRS Table 2010CM or the SSA's 2021 Period Life Table.

Personal Finance

Budget Calculator

Build a monthly budget and see where your money goes.

Personal Finance

Inflation Calculator

See what an amount of money in one year is worth in another, using historical BLS CPI-U data back to 1913.

Personal Finance

Net Worth Calculator

Add up assets and liabilities to find your net worth.

Personal Finance

Debt-to-Income Ratio Calculator

Check your front-end and back-end DTI before you borrow.

Personal Finance

Tip Calculator

Calculate the tip and split a bill across people.

Personal Finance

Percentage Calculator

Find a percent of a number, what percent one number is of another, percent change, or the original number behind a percentage.

Personal Finance

Electricity Cost Calculator

See what it costs to run a single device per day, month, and year based on its wattage and your electricity rate.

Personal Finance

kWh Bill Estimator

Estimate your monthly electric bill by adding up the running cost of multiple household devices.

Taxes

12

Retirement

9

Savings

8

Auto

6

Business

4